Privacy Policy

Sabal Palm Bank Privacy Policy
Reasons we can share your personal information	Does Sabal Palm Bank share?	Can you limit this sharing?
FACTS	WHAT DOES SABAL PALM BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and Payment history credit history and credit scores
How?	All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Sabal Palm Bank chooses to share; and whether you can limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes – Information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don’t share
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	No
To limit our sharing	Call 844-772-4490 or Visit us online: www.sabalpalmbank.com option: contact us Please note: If you are a new customer, we can begin sharing your information 30 days from the date we send this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call 941-361-1122 or 844-772-4490, or go to www.sabalpalmbank.com
Who We Are
Who is providing this notice?	Sabal Palm Bank
What We Do
How does Sabal Palm Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sabal Palm Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit or withdrawal money pay your bills or apply for a loan make deposits We also collect your personal information from others, such as credit bureaus, affiliates and other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Sabal Palm Bank affiliates: Sabal Palm Bancorp; SPLI Florida, Inc.; and SPL Florida, Inc.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Sabal Palm Bank does not share with non-affiliates so they can market to you.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Sabal Palm Bank does not jointly market with non-affiliates.
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